Commercial Financial Analyst

Purpose of the Job

The purpose of the Commercial Financial Analyst role is to provide accurate, useful, decision-making, forecasting, budgeting, and commercial insights to enable fast and informed decision-making across Shoprite Financial Services. The role supports innovative, accessible financial services by delivering the analysis and performance visibility needed to drive sustainable growth across trusted in-store and digital financial solutions.

Job Objectives

Commercial Insight, Planning & Decision Support Provide financial and business insights to help the team make informed decisions. Build and update financial models, forecasts, and scenarios to understand performance, risks and opportunities. Monitor business drivers, product performance and financial trends to identify areas for improvement and growth. Preparation of executive reporting packs and presentations. Provision of data for Group reports.

Performance Reporting & Insight Prepare accurate daily, weekly and monthly reports for stakeholders. Prepare reporting packs, presentations and commentary that explain financial performance clearly. Track KPIs, explain variances and provide reporting that supports business reviews and action planning.

Budgeting & Forecasting Support the preparation and consolidation of annual budgets, forecasts and planning cycles across Financial Services. Prepare revenue, cost and headcount budgets in line with business plans and targets. Ensure budgets are submitted on time and forecasts remain accurate and up to date.

Stakeholder Support, Systems & Continuous Improvement Work with finance leaders, business owners and operational teams to provide ad hoc analysis and support. Maintain and improve reporting tools, models and dashboards so they are easy to use and provide useful insights. Improve data quality, reporting efficiency, automation and overall planning processes.

Qualifications

Essential: Bachelor's degree in finance, Accounting, Economics or a related field

Experience

• +5 years’ exposure to financial planning and analysis, commercial finance, financial analysis or a similar role (essential).
• Experience in budgeting, forecasting, financial modelling, variance analysis and management reporting.
• Experience working with large data sets, reporting tools and financial systems.

Knowledge and Skills

• Advanced Excel skills are essential; experience with SAP, BPC, Power BI or similar reporting tools would be advantageous.
• Experience supporting business stakeholders through clear analysis, reporting and financial insights.