Relationship Manager - Commercial Banking North(Gombe, Kaduna Bank Road)
Hdbc
Job Description
<p><strong>Duties & Responsibilities</strong></p>
<ul>
<li>Book quality assets and ensure effective portfolio monitoring for early detection of defaults.</li>
<li>Work closely with the Business Manager in the execution of the team’s functions and activities.</li>
<li>Champion the drive for deposit mobilization and trade transaction</li>
<li>Provide the best customer service available in the industry.</li>
<li>Develop and maintain relationship with clients by providing professional and specialized financial solutions in all areas.</li>
<li>Assist in Transaction Memos and provide relationship background and financial information support, as necessary.</li>
<li>Provide support in the structuring of credits in line with business potentials.</li>
<li>Manage and deepen relationships with existing and prospective customers.</li>
<li>Win new accounts and resuscitate dormant relationships.</li>
<li>Market the bank’s products to meet customer needs.</li>
<li>Initiate development of products required to meet customer needs.</li>
</ul>
<p><strong><u>Education</u></strong></p>
<p>Minimum Education: First Degree or its equivalent in any discipline preferably business-related.</p>
<p>Higher Degrees and relevant Professional Certificate will be an added advantage.</p>
<p><strong>Experience</strong></p>
<p>Minimum experience – 3 years relevant banking (marketing and credit) experience</p>
<p><strong><u>Knowledge</u></strong></p>
<ul>
<li>Good Knowledge of the business environment</li>
<li>Credit/Risk Management</li>
<li>Banking structure, policies, and procedures</li>
<li>Customer Service</li>
<li>Strategic Business Planning</li>
</ul>
<p> </p>
<p><strong><u>Skill/Competencies</u></strong></p>
<ul>
<li>Negotiation skills</li>
<li>Strong networking and relationship</li>
<li>Management skills</li>
<li>Reasoning and analytical skills</li>
<li>Deal structuring skills</li>
<li>Strong credit and marketing skills</li>
<li>Excellent people management skills</li>
<li>IT and Computer appreciation</li>
<li>Communications skills (written and oral)</li>
<li>Portfolio Management</li>
<li>Credit Assessment and Structuring</li>
<li>Marketing/ Sales</li>
<li>Business/ Product Development</li>
<li>Customer Relationship Management</li>
<li>Budget Planning & Control</li>
<li>Financial Analysis Business</li>
<li>Operational Strategy</li>
</ul>
<p><strong>NOTE</strong>: Only Shortlisted Applicants will be contacted.</p>
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